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Buying Property Post-Brexit


Posted By on Jul 17, 2017

1)      Keep an eye out for big infrastructure projects

Even in a weak or unstable market, areas undergoing infrastructure investment are likely to still experience growth in terms of both rental yield and capital gains. Look at areas being transformed along both the Night Tube and Crossrail line to identify long-term investment prospects. For example – Forest Gate, Farringdon and Whitechapel are areas geared up for regeneration and a rise in property prices thanks to Crossrail.

2)      Look at the high street as an indicator of an area

The high street is a great indictor of the demographic of an area, and whether the area is in decline or has growth potential. Some of the Guarantees and Bonds1factors you should consider include – have there been many changes recently? Are shops closing down with no sign of opening or are they closing with new names moving in? Is money being spent by the council to smarten it up?

3)      Are there good schools in the area?

Another great barometer to judge prospects of an area is the schools in the vicinity. You may not be thinking of starting a family yet and if you’re an investor schools probably aren’t on your list, but London’s population is growing fast and good schools are becoming harder and harder to come by. Therefore, having one in your area is a big bonus. People both rent and buy in these catchments to get their children into a good school, getting you a good return on your investment.

4)      A house should be a home

If buying a property to live in, remember it’s a home first and foremost – and an investment second. If you plan to live in the property long-term then you should be shielded from bumps in the market. As the market in London has shown time and time again, it’s super resilient, so what may happen in the next two years could be insignificant to you if you are still there for 10.

5)      Shop around for mortgage deals

To make a sound investment decision, you need a broker who has access to the entire market. Some brokers operate on a panel and hence may say they are getting you the best deal – but remember that is only the best deal from their panel. With lending criteria changing daily, it’s advisable to shop around. That rings true even for investors who have used the same lender or broker for years!

6)      Choose a good solicitor

This may sound obvious but cheap solicitors will inevitably cost you more, Solicitors for International Property or Property Solicitors based in France are the way to go. This is probably one of the single biggest purchases of your life so paying for the right advice is crucial. With a market that’s changing daily, avoiding delays with the right legal aid could be the difference between concluding the transaction or not.

7)      Choose the right estate agent

In a tough market it’s more important than ever to choose a local agent who knows their area inside out, and who will get you the best result both as a buyer or seller. An agent who just instructs and advertises your property and waits for the calls will struggle in tougher markets. A proactive agent who knows their buyers can match the right person to your home, and uses past experience to price your house right. With a ‘no-sale, no-fee’ policy, high street agents now have as much a vested interest in the transaction as both the seller and buyer.

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Top Tips for Buying Abroad


Posted By on Jul 17, 2017

Buying a property abroad isn’t always a planned venture. Sometimes, as you’re exploring a fabulous destination during a holiday, a bargain can present itself and you’re suddenly making enquiries about purchasing a house, either as a second home or an investment. Always get advice from Property Solicitors in Spain or Italy Property Solicitors before going ahead!

If you find yourself in such a situation, take a look at this guide for top tips on buying a property abroad.

1.      Don’t assume

While you shouldn’t assume that the process of buying a house abroad is any more complicated or difficult than buying one in your own country, that’s not to say that the processes will be the same. Buying a house in Spain for example, may be relatively simple, but it’s not necessarily the same as if you were buying in the UK.

2.      Source a translator

One thing that does complicate the process is the language barrier. Legal contracts are dense and convoluted in your own language, so imagine how easy it would be to overlook something when you’re dealing in a language you don’t know!

3.      Planning permissionRight Motor Trade Insurance2

Planning permission is something that everyone should consider when buying a property, regardless of whether it’s abroad.

This doesn’t just apply when you intend to adapt or add to an existing structure. Before you make an offer, you should verify whether an existing property has been built with the correct permission! Failure to do so could end up in you owning a house and being ordered by the local authority to tear it down.

It’s especially important to check planning permission if you’re buying off plan, as a developer could be still waiting on authorisation, even though they’ve begun to sell properties.

4.      Making the payment

Once you’ve checked that everything is in place, you’re satisfied with the contracts, and your offer has been accepted, it’s time to make the payment.

Naturally, you’ll want this to be as secure and safe as possible. Travelex is the world’s leading foreign exchange retailer, so it’s a good place to turn to when you need to transfer money abroad. Travelex also have a selection of international payment methods have been designed for people moving abroad, so you can relax knowing that transfer is secure and punctual.

5.      Consider every possibility

Buying a house is probably the biggest investment you’ll ever make. You should consider every possibility before you finalise a sale and ensure that you’ve thought the purchase through. When you’re in a sun drenched, exotic location, it can be easy to get carried away on a wave of enthusiasm and excitement.

Once you’ve marvelled at the size of the swimming pool and the ocean views, consider the mundane things like the property’s plumbing and electricity. Are they in good condition? Is there any undeveloped land near your property? If so, are there are plans to build on this in the future? Imagine purchasing a dream villa with a view of the sea, only to discover that someone will be breaking ground on a twenty-story hotel the day after you move in!

It’s also worth considering how the area will change during the peak holiday season. It might be tranquil and peaceful when you view the property, but come summer, the place could be overrun by tourists and holidaymakers.

Don’t be overwhelmed by the prospect of buying a house prospect. Take your time and check the details of the contract carefully, with the help of an experienced translator, and you shouldn’t experience any problems

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Legal Tips For Relocating


Posted By on Jul 17, 2017

There can be a variety of reasons for you to move into the UK. It could be down to finally landing a dream job in the country, or it may be down to just wanting a fresh start in one of the world’s top countries. Whatever the reason, there are certain things you should be aware of before moving to the country – and knowing how to find the right property is certainly one of these things.

Read the Contract – Whether Buying or RentingGuarantees and Bonds1

This is one of the most important aspects to be aware of when you are moving to the UK. Consulting with Portugal Property Solicitors before you go is important. Whether buying or renting your new property, you need to be particularly careful about the fine print. As an example, if you’re about to rent a property, there can be a number of clauses put into the contract (the ‘Tenancy Agreement’) that can be potentially very detrimental to you as the tenant. Depending on the type of landlord you’re dealing with, the clauses can be either quite straight forward or they can be designed so that, in certain circumstances, you’ll have unexpected fines imposed on you.

Therefore, if you are unsure what these clauses mean you may want to contact property lawyers or, specifically in the case of buying property, conveyancing solicitors, to read over the contract for you and make sure that everything is correctly in place and without imbalance in favour of the landlord/seller. This will make sure that you aren’t hurt further down the line and it makes sure that your time in your home in the UK can be enjoyed without any doubts your rights in future.

Check Your Meters

The vast majority of homes in the UK are fitted with a meter for your gas and electricity, and it is vitally important that when you first move into your home you read the meter and make sure that it is up-to-date. If this isn’t done, you may be stuck with the bill from the previous tenant/owner of the home as the home would’ve been passed over into your name. You should therefore try to contact the supplier and make sure you’re clear from your side of things.

Make Sure You’re Clear On the Legal Front

It is important to know about the different visa tiers that are in the UK. Since 2013 the tier system has become the way for how the government decides how migrants coming to the UK are classified, and this can be the deciding factor for a number of banks to give you a mortgage for your home. Turkey Property Solicitors can advise you on whatever you need. For instance, if you are given a tier 1 visa then this would mean that you work in a desirable profession (as classed by the government) which would mean it would be fairly easy to gain a mortgage. However, if you have a tier 4 visa it may be harder to land a mortgage straight away and you may need to look to renting a home until you have spent sufficient time in the country.

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Legal Tips For Relocating


Posted By on Jun 27, 2017

There can be a variety of reasons for you to move into the UK. It could be down to finally landing a dream job in the country, or it may be down to just wanting a fresh start in one of the world’s top countries. Whatever the reason, there are certain things you should be aware of before moving to the country – and knowing how to find the right property is certainly one of these things.

Read the Contract – Whether Buying or RentingGuarantees and Bonds1

This is one of the most important aspects to be aware of when you are moving to the UK. Consulting with Property Solicitors Portugal before you go is important. Whether buying or renting your new property, you need to be particularly careful about the fine print. As an example, if you’re about to rent a property, there can be a number of clauses put into the contract (the ‘Tenancy Agreement’) that can be potentially very detrimental to you as the tenant. Depending on the type of landlord you’re dealing with, the clauses can be either quite straight forward or they can be designed so that, in certain circumstances, you’ll have unexpected fines imposed on you.

Therefore, if you are unsure what these clauses mean you may want to contact property lawyers or, specifically in the case of buying property, conveyancing solicitors, to read over the contract for you and make sure that everything is correctly in place and without imbalance in favour of the landlord/seller. This will make sure that you aren’t hurt further down the line and it makes sure that your time in your home in the UK can be enjoyed without any doubts your rights in future.

Check Your Meters

The vast majority of homes in the UK are fitted with a meter for your gas and electricity, and it is vitally important that when you first move into your home you read the meter and make sure that it is up-to-date. If this isn’t done, you may be stuck with the bill from the previous tenant/owner of the home as the home would’ve been passed over into your name. You should therefore try to contact the supplier and make sure you’re clear from your side of things.

Make Sure You’re Clear On the Legal Front

It is important to know about the different visa tiers that are in the UK. Since 2013 the tier system has become the way for how the government decides how migrants coming to the UK are classified, and this can be the deciding factor for a number of banks to give you a mortgage for your home. Property Solicitors Turkey can advise you on whatever you need. For instance, if you are given a tier 1 visa then this would mean that you work in a desirable profession (as classed by the government) which would mean it would be fairly easy to gain a mortgage. However, if you have a tier 4 visa it may be harder to land a mortgage straight away and you may need to look to renting a home until you have spent sufficient time in the country.

Read More

Top Tips for Buying Abroad


Posted By on Jun 27, 2017

Buying a property abroad isn’t always a planned venture. Sometimes, as you’re exploring a fabulous destination during a holiday, a bargain can present itself and you’re suddenly making enquiries about purchasing a house, either as a second home or an investment. Always get advice from Property Solicitors Spain or Property Solicitors Italy before going ahead!

If you find yourself in such a situation, take a look at this guide for top tips on buying a property abroad.

1.       Don’t assume

While you shouldn’t assume that the process of buying a house abroad is any more complicated or difficult than buying one in your own country, that’s not to say that the processes will be the same. Buying a house in Spain for example, may be relatively simple, but it’s not necessarily the same as if you were buying in the UK.

2.      Source a translator

One thing that does complicate the process is the language barrier. Legal contracts are dense and convoluted in your own language, so imagine how easy it would be to overlook something when you’re dealing in a language you don’t know!

3.      Planning permission

Planning permission is something that everyone should consider when buying a property, regardless of whether it’s abroad.Guarantees and Bonds1

This doesn’t just apply when you intend to adapt or add to an existing structure. Before you make an offer, you should verify whether an existing property has been built with the correct permission! Failure to do so could end up in you owning a house and being ordered by the local authority to tear it down.

It’s especially important to check planning permission if you’re buying off plan, as a developer could be still waiting on authorisation, even though they’ve begun to sell properties.

4.      Making the payment

Once you’ve checked that everything is in place, you’re satisfied with the contracts, and your offer has been accepted, it’s time to make the payment.

Naturally, you’ll want this to be as secure and safe as possible. Travelex is the world’s leading foreign exchange retailer, so it’s a good place to turn to when you need to transfer money abroad. Travelex also have a selection of international payment methods have been designed for people moving abroad, so you can relax knowing that transfer is secure and punctual.

5.      Consider every possibility

Buying a house is probably the biggest investment you’ll ever make. You should consider every possibility before you finalise a sale and ensure that you’ve thought the purchase through. When you’re in a sun drenched, exotic location, it can be easy to get carried away on a wave of enthusiasm and excitement.

Once you’ve marvelled at the size of the swimming pool and the ocean views, consider the mundane things like the property’s plumbing and electricity. Are they in good condition? Is there any undeveloped land near your property? If so, are there are plans to build on this in the future? Imagine purchasing a dream villa with a view of the sea, only to discover that someone will be breaking ground on a twenty-story hotel the day after you move in!

It’s also worth considering how the area will change during the peak holiday season. It might be tranquil and peaceful when you view the property, but come summer, the place could be overrun by tourists and holidaymakers.

Don’t be overwhelmed by the prospect of buying a house prospect. Take your time and check the details of the contract carefully, with the help of an experienced translator, and you shouldn’t experience any problems.

Read More

Buying Property Post-Brexit


Posted By on Jun 27, 2017

1)      Keep an eye out for big infrastructure projects

Even in a weak or unstable market, areas undergoing infrastructure investment are likely to still experience growth in terms of both rental yield and capital gains. Look at areas being transformed along both the Night Tube and Cross-rail line to identify long-term investment prospects. For example – Forest Gate, Farringdon and Whitechapel are areas geared up for regeneration and a rise in property prices thanks to Cross-rail.

2)      Look at the high street as an indicator of an area

The high street is a great indicator of the demographic of an area, and whether the area is in decline or has growth potential. Some of the factors you should consider include – have there been many changes recently? Are shops closing down with no sign of opening or are they closing with new names moving in? Is money being spent by the council to smarten it up?

3)      Are there good schools in the area?2013_August_Money_FundingOptionsNewBusiness_Image-1600x700_1

Another great barometer to judge prospects of an area is the schools in the vicinity. You may not be thinking of starting a family yet and if you’re an investor schools probably aren’t on your list, but London’s population is growing fast and good schools are becoming harder and harder to come by. Therefore, having one in your area is a big bonus. People both rent and buy in these catchments to get their children into a good school, getting you a good return on your investment.

4)      A house should be a home

If buying a property to live in, remember it’s a home first and foremost – and an investment second. If you plan to live in the property long-term then you should be shielded from bumps in the market. As the market in London has shown time and time again, it’s super resilient, so what may happen in the next two years could be insignificant to you if you are still there for 10.

5)      Shop around for mortgage deals

To make a sound investment decision, you need a broker who has access to the entire market. Some brokers operate on a panel and hence may say they are getting you the best deal – but remember that is only the best deal from their panel. With lending criteria changing daily, it’s advisable to shop around. That rings true even for investors who have used the same lender or broker for years!

6)      Choose a good solicitor

This may sound obvious but cheap solicitors will inevitably cost you more, International Property Solicitors or Property Solicitors France are the way to go. This is probably one of the single biggest purchases of your life so paying for the right advice is crucial. With a market that’s changing daily, avoiding delays with the right legal aid could be the difference between concluding the transaction or not.

7)      Choose the right estate agent

In a tough market it’s more important than ever to choose a local agent who knows their area inside out, and who will get you the best result both as a buyer or seller. An agent who just instructs and advertises your property and waits for the calls will struggle in tougher markets. A proactive agent who knows their buyers can match the right person to your home, and uses past experience to price your house right. With a ‘no-sale, no-fee’ policy, high street agents now have as much a vested interest in the transaction as both the seller and buyer.

Read More

City Wedding VS Country


Posted By on May 4, 2017

In the course of organising your wedding you’ll have been daydreaming about the dress and the theme or colour but also, the where. Where you want to say the vows and where you want to havethe-wedding-dress-1720330_1920 your reception are two of the most important places, especially if you are having them in separate destinations. Planning a wedding is exciting as it is but planning a city wedding with a rustic, historical feel is even more exciting than usual. Castles and beautiful palace grounds, royal parks and even boat weddings on the Thames, there’s something for every bride looking at Wedding planner London to organise. Deciding whether you should get married in a stately home or country manor can be one of the more exciting decisions you’ll make as a bride.

When you go ahead and choose a venue for your wedding, you need to consider whether there are rooms attached for guests and even a bridal suite for you. You may be the sort of bride who has a large budget so something as lavish as a stately home or a manor house and even a castle could be in your price range. If so, make sure you shop around for a good deal. Most stately homes have the licence to hold weddings so you could easily get a great package deal with the ceremony and the reception all at the same place. If you have hired in a Professional wedding organising in Surrey then you should be able to have them arrange a great deal for you. Make sure that you have picked a venue that is easy enough to get to for guests who don’t drive. Think about laying on a minibus to nearby stations or hotels if the venue you choose is rural.

If you choose to get married a little further afield than your home town, or you want a city wedding in somewhere like London, be aware of the trains! If you’re unlucky enough to not have a car, train travel is usually the method of transport to get into London from further away and the earlier you book the cheaper it is. Make sure that you have a railcard if you travel as a family or a Two Together railcard works for couples.  Make lists! List churches, list hotel venues, list halls and palaces and make plans with your planner to put down deposits and broker deals with some of the swankiest of places. Make a timetable of meetings you have to attend and ensure you’re sorted for travel costs and lunch before you start.

Choosing your wedding destination doesn’t have to be a difficult decision as long as you’re choosing somewhere you are happy with. The only input and opinion that you should care about when choosing your venue is yours and your grooms. Yes, be considerate of the guests you’ve invited but giving enough notice of your wedding is the best thing you can do to ensure that people can book travel and hotels.

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Being the person in charge of a wedding and all of its planning can be daunting if you are in sole control and not the bride of the event. If you are an organised person in general, then you will already know that events can be huge or intimate, happy or solemn and for business or pleasure.

Entertaining is a feature of life now and guests expect parties to be exciting and polished and for a wedding, no less, polished is exactly what it should be. You as the event organiser will need to be in charge of all the big and tiny details and it’s an exciting role to be involved in. Imagine yourself elegantly dressed visiting swanky hotels and working with brides and bridal parties of all sizes. Imagine approving the décor, food and music and all the while wearing a headset and being in control and making sure that there is a day to remember. Event organisation is more than just 20planning a good party. Event planning is not party planning especially in the wedding world. It may look like planning parties and soirees on the surface but the professional event planning world focuses on the rationale or goal of having an event and whether that goal is achieved. Nowadays there are more events and parties than ever before and with the birth of Pinterest and social media sites, advertising your events can be easier than ever.

Being involved in Professional Wedding organising London takes tenacity, approachability and poise because not only are you brokering the best deals with venues and halls, and coordinating smaller touches like cars and flowers, you are also negotiating a potentially very stressed out bride! This role in wedding events is dependent on your taste, your style and your common sense and when you collapse at home after a long day you’ll know you have created an event that your clients and guests will remember for the rest of their lives. Being paid for doing something you enjoy doesn’t necessarily mean it’s going to be easy but it does come with job satisfaction. There are so many advantages of succeeding though and these perks are just the beginning. You get to be your own boss with a lot of event planning agencies and this means no one is looking over your shoulder and no one is telling you what to do or changing your ideas around. You work the hours you need there’s no requirement for a fixed nine to five day. It’s not a boring day at all and you can fit the work around other commitments which is especially handy if you have children around. Your business and your profits which means the more you work the more you earn. You’re not watching the clock unless you’re on a deadline and the hours you’re working aren’t endlessly dull. It’s not necessarily a high pressure position to be in but if you are coordinating people that can be difficult.

Research companies that specialise in professional wedding organising Surrey. They understand how to coordinate large groups of people and making sure schedules line up perfectly can be stressful especially as event planning is notorious for last minute drop outs and changes and that can also be a stressful time. It is one thing to have someone’s big day in your hands and it’s quite another to sort out a hysterical bride and keep her calm. There are real skills to learn in the events world and if you want to be a professional it will take time to become known and find your own client list.

 

 

 

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